Vehicle Cost Of Ownership Calculator
Calculate Monthly Cost.
Your Monthly Total Cost Results
Total Monthly Cost Of Ownership
R8 430,00
Welcome to CostOfOwnership.co.za – South Africa’s Smartest Car Budget Calculator
Know the True Cost Before You Buy
Don’t let hidden expenses surprise you. Our calculator helps you budget accurately by breaking down all vehicle ownership costs—monthly installments, insurance, fuel, maintenance, and more—in South African Rand.
Why Use Our Calculator?
✔ All-in-One Cost Breakdown – From insurance to petrol to car washes
✔ Localized for South Africa – Accurate pricing based on SA fuel, insurance, and service rates
✔ Make Smarter Decisions – Avoid financial stress by knowing the real monthly cost upfront
How It Works
1. Enter your vehicle details (price, loan terms, etc.)
2. Add monthly expenses (insurance, fuel, parking, etc.)
3. Get an instant Total Monthly Cost – No surprises!
Example Calculation:
Loan Payment: R6,000
Insurance: R1,300
Petrol: R1,000
Car Wash & Parking: R130
Total Monthly Cost: R8,430
Trusted by South African Drivers
"This tool saved me from buying a car I couldn’t afford. The estimates matched my actual costs perfectly!" – Thando, Johannesburg